Change Account for Debit Payment

If you want to change the account that is debited for your monthly payment, you can submit a new ACH (Automated Clearing House) Authorization form and cancelled check to Empire State CDC. The form must be received prior to the 13th of the month to take effect the following month. We can only deduct the exact payment amount and only on the first of the month. The account cannot be debited on any other day.

Please mail, fax or email the completed ACH form.
Empire State CDC
Jeremy Fish  
Attn: Servicing Dept.
P.O. Box 738
Albany, NY 12201



Important: Sometimes the automatic payment is rejected. Reasons include insufficient funds, uncollected funds, the account is closed or invalid or a borrower stops the automatic payment on their own. When this occurs, please do the following:
  • Contact ESCDC immediately by emailing Cheryl Antalek or calling 800.923.2504
  • Confirm that the loan remains on automatic debit (ACH). If it is not, submit a new ACH form prior to the 13th of the month for enrollment in the next month’s auto-debit.
  • If you have fraud filter on your account, please tell your bank to add Wells Fargo Bank, N.A.– WFSBA504LN