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Partner Banks
 
Community Partners

   
Our Partner Banks
 
NYBDC is a complement to conventional banking, working in partnership with banks to provide term loans, many of which do not meet the requirements for traditional financing. Our goal is to be more creative in our underwriting. In many cases, we include multiple participations, SBA guarantees, flexible amortization and long-term payouts.
 
Here are five reasons why a bank would want to partner with NYBDC to promote small business lending:
 
Reduce risk – When we partner with a bank to make a loan, we share the risk.
 
Increase small business lending – Banks can provide more loans to more businesses by a partnership with NYBDC-Business New York.  
 
Obtain CRA credit – Making a loan with NYBDC, referring a borrower to us or participating in one of our lending programs all provide banks with components of CRA credit.
 
Increase your profit – We structure, evaluate, process and service loans, freeing banks to move on to making the next deal.
 
Make more loans – Working with NYBDC helps banks make more loans when credit standards are not met or when restricted by legal lending limits.

 
NYBDC Partner Banks:

Adirondack Bank

Adirondack Trust Company

Alliance Bank

Alpine Capital Bank

Amalgamated Bank

American Community Bank

Apple Bank for Savings

Astoria Federal Savings

Axa Equitable Life Assurance Society of the United States

 

Ballston Spa National Bank

Bank Hapoalim

Bank of Akron

Bank of America

Bank of Bennington

Bank of Castile

Bank of Cattaraugus

Bank of China

Bank of Greene County

Bank of Holland

Bank of Millbrook

Bank of Richmondville

Bank of Smithtown

Bank of Utica

Beacon Federal

Berkshire Bank

Bridgehampton National Bank

 

Canandaigua National Bank & Trust Co.

Capital Bank & Trust Company

Capital One Bank 

Carver Federal Savings Bank

Catskill Hudson Bank

Cattaraugus County Bank

Cayuga Lake National Bank

Champlain National Bank

Chemung Canal Trust Company

Citibank

Citizens Bank

Commerce Bank

Community Bank

Country Bank

 

Dairylea Cooperative Inc.

Delaware National Bank of Delhi

Dime Savings Bank of Williamsburgh

 

East West Bank

Elmira Savings Bank

Empire State Bank

Evans National Bank of Angola


 

First National Bank of Dryden

First National Bank of Groton

First National Bank of Jeffersonville

First National Bank of Long Island

First National Bank of Scotia

First Niagara Bank

First State Bank

Five Star Bank

Flushing Savings Bank

Fulton Savings Bank

 

Genesee Regional Bank

Glens Falls National Bank & Trust Company

Gold Coast Bank

Gotham Bank of New York

Gouverneur Savings & Loan Association

Greater Hudson Bank

 

Habib American Bank

Hamptons State Bank

HSBC Bank, USA

Hudson Valley Bank

 

Israel Discount Bank of New York

 

J.P. Morgan Chase Bank

 

KeyBank

 

Lakeshore Savings Bank

Legacy Banks

Lyons National Bank

 

M&T Bank

Mahopac National Bank

Maple City Savings Bank, FSB

Medina Savings & Loan Association

Mitsubishi UFJ Trust & Banking Corporation (USA)

 

NBT Bank

National Bank of Coxsackie

National Bank of Delaware County

National Union Bank of Kinderhook

New York Commercial Bank

Northfield Bank

Northwest Savings Bank

 

Oneida Savings Bank

Orange County Trust Company

 

 

PathFinder Bank

Patriot Federal Bank

Peoples National Bank

Pioneer Savings Bank

Provident Bank

Putnam County National Bank of Carmel

Putnam County Savings Bank

 

Rhinebeck Savings Bank

Ridgewood Savings Bank

Riverside Bank

Rome Savings Bank

Rondout Savings Bank

 

Safra National Bank of New York

Saratoga National Bank and Trust Company

Savannah Bank

Sawyer Savings Bank

Signature Bank

Solvay Bank

Sovereign Bank

State Bank of India

State Bank of Long Island

Sterling National Bank

Steuben Trust Company

Stissing National Bank of Pine Plains

Suffolk County National Bank

 

TD Bank, N.A.

The Berkshire Bank

Tioga State Bank

Tompkins Trust Company

Trustco Bank, New York

 

Ulster Savings Bank

Upstate National Bank

USNY Bank

 

Valley National Bank

Victory State Bank

Walden Federal Savings & Loan Association

Walden Savings Bank

Wallkill Valley Federal Savings and Loan Association

Watertown Savings Bank

Wilber National Bank

 

   
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New York Business Development Corporation  |  Empire State CDC: The 504 Company  |  Statewide Zone Capital Corporation  |  Corporate Headquarters: 50 Beaver St. Albany, NY 12207  |  1-800-9-BDC-504
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