President's Remarks

Success Story

Lender's Corner

News Highlights

Upcoming Events

Employee Spotlight

Partner Page

Loan Approvals

Current Loan Rates

Contact Us

NYBDC.com






Amy Esposita, Assistant Vice President

Amy underwrote business loans at banks large and small in developing the skills she now employs as Senior Credit Analyst in the Credit Underwriting and Loan Servicing Department of NYBDC's Albany office.

She enjoys the comfortable scale of the community bank where she worked as a teller while pursuing her Bachelor of Science degree in Business Administration and her MBA, both from The College of Saint Rose in Albany. Joining NYBDC in 2003, she found a compact, efficient organization that operates like a community bank lender for small businesses across the state. She underwrites new loan requests; supports lenders in the Albany, New York City, Long Island, Buffalo and Syracuse offices; and assists with the processing of SBA loan packages.

When she performs annual reviews on the existing loan portfolio, she often speaks with borrowers directly, combining her customer service experience with well-honed expertise in underwriting that includes a stint with FleetBoston Financial as a Credit Analyst handling loans for middle market commercial customers.

With her experience in underwriting, analysis and review, Amy has built a valuable skill-set for enabling NYBDC's partner banks to expand their portfolios while limiting risk.

Now living in Nassau (Rensselaer County), NY with her four-year-old son Connor, Amy loves spending time with family and friends and enjoys running, cardio kickboxing, baking and traveling.

New York Business Development Corporation (NYBDC)
Empire State CDC: The 504 Company
Statewide Zone Capital Corporation (SZCC)
Corporate Headquarters: 50 Beaver Street, Albany, NY 12207
1-800-9-BDC-504 · www.nybdc.com
Our Success is Your Success - The process is easy; the possibilities are endless.