loans for   Working Capital   Buying A Business   Refinancing Debt   Equipment   Buildings / Construction   Women & Minorities   Microloans   Empire Zone Businesses   Veterans   types of loans   SBA 504   SBA 7(a)   USDA   Conventional, Non-Guaranteed Loan   tools   Payment Estimator   Forms       Microloans   NYBDC's Micro Loan Program was designed to provide an alternative to credit scoring for smaller loan requests. We recognize that some applications which fail to meet credit scoring models are worthy of consideration, and our staff of trained loan officers reviews each application on a case-by-case basis. if you have been declined financing by a bank, we may be able to help.   Loan Amounts $50,000 - $150,000   Interest Rates Fixed rates are tied to Treasury securities from Treasury securities ranging from Treasury plus 270 basis points to 350 basis points. Rates are fixed for a period of three to fifteen years. Variable rates are based on Prime.   Microloan Program Highlights • Innovative loan structuring • Case-by-case consideration • Emphasis on women and minority-owned businesses   Use of Funds • Working capital, real estate, leasehold improvements, machinery and equipment, relocation, debt refinancing and business acquisitions.

New York Business Development Corporation  |  Empire State CDC: The 504 Company  |  Statewide Zone Capital Corporation  |  Corporate Headquarters: 50 Beaver Street, Albany, NY 12207  |  1-800-9-BDC-504