þName of borrower

þName of related companies

þList of owners for each company with 20% or more ownership

þDetail of loan request

þUses of funds

þSources of funds

þLast three years of federal tax returns for the borrower and related companies (including accountant prepared statements, if available)

þBorrower balance sheet and income and expense statement dated
within 90 days of your loan request

þCurrent accounts receivable and accounts payable aging. (dated within 90 days)

þIncome and expense projections for the next two years (monthly figures for the first year, if a new business)

þPersonal financial statement for all owners. 

þLast three years of personal federal tax returns for all owners

þManagement resumes. 

þBrief description of business (can be obtained verbally by the NYBDC loan officer)