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Partner Banks

NYBDC is a complement to conventional banking, working in partnership with banks to provide term loans, many of which do not meet the requirements for traditional financing.  Our goal is to be more creative in our underwriting.  In many cases, we include multiple participations, SBA guarantees, flexible amortization and long-term payouts.

Here are five reasons why a bank would want to partner with NYBDC to promote small business lending:

  • Reduce risk – When we partner with a bank to make a loan, we share the risk.

  • Increase small business lending – Banks can provide more loans to more businesses by a partnership with NYBDC-Business New York.

  • Obtain CRA credit – Making a loan with NYBDC, referring a borrower to us or participating in one of our lending programs all provide banks with components of CRA credit.

  • Increase your profit – We structure, evaluate, process and service loans, freeing banks to move on to making the next deal.

  • Make more loans – Working with NYBDC helps banks make more loans when credit standards are not met or when restricted by legal lending limits.

NYBDC Partner Banks:

Adirondack Bank

Adirondack Trust Company

Alliance Bank

Alpine Capital Bank

Amalgamated Bank of New York

American Community Bank

Apple Bank for Savings

Astoria Federal Savings & Loan

Atlantic Bank

Axa Equitable Life Assurance Society of the US

Ballston Spa National Bank

Banco Popular

Bank of America

Bank Hapoalim

Bank of Akron

Bank of Bennington

Bank of Castile

Bank of China

Bank of Cattaraugus

Bank of Greene County

Bank of Holland

Bank of Millbrook

Bank of New York

Bank of Richmondville

Bank of Smithtown

Bank of Tokyo-Mitsubishi

Bank of Utica

Beacon Federal

Berkshire Bank (New York)

Bridgehampton National Bank

Canandaigua National Bank & Trust Co.

Capital Bank & Trust Company

Carver Federal Savings Bank

Cattaraugus County Bank

Cayuga Lake National Bank

Champlain National Bank

Chemung Canal Trust Company

Citibank

City & Suburban Federal Savings Bank

City National Bank & Trust Company

Citizens Bank

Commerce Bank

Community Bank

Community Bank of Orange

Community Bank of Sullivan County

Community Capital Bank

Country Bank

Dairylea Cooperative Inc.

Delaware National Bank of Delhi

Deutsche Bank

Dime Savings Bank of Williamsburgh

Empire State Bank

Elmira Savings & Loan

Elmira Savings Bank FSB

Evans National Bank of Angola

First National Bank of Dryden

First National Bank of Groton

First National Bank of Jeffersonville

First National Bank of Long Island

First National Bank of Scotia

First Niagara Bank

First State Bank

Five Star Bank

Flushing Savings Bank

Fulton Savings Bank

Genesee Regional Bank

Glens Falls National Bank & Trust Co.

Gotham Bank of New York

Gouverneur Savings & Loan Assn.

Great Eastern Bank

Greater Buffalo Savings Bank

Habib American Bank

Hampton State Bank

HSBC Bank USA

Hudson River Bank & Trust Co.

Hudson United Bank

Hudson Valley Bank

Independence Community Bank

Israel Discount Bank of New York

Jamestown Savings Bank (a division of Northwest Savings Bank)

JPMorgan Chase Bank

JPMorgan Trust Company of Delaware

KeyBank

Legacy Banks, Inc.

Long Island Commercial Bank

Lyons National Bank

M&T Bank

Mahopac National Bank

Maple City Savings Bank

Medina Savings & Loan Association

Metropolitan Life Insurance Company

Mitsubishi Trust & Banking Corporation

National Bank of Coxsackie

National Bank of Delaware County

National Bank of Stamford

National Bank of Vernon

National Union Bank of Kinderhook

NBT Bank

New York Community Bank

New York National Bank

North Fork Bank

Northfield Savings Bank

Oneida Savings Bank

Ontario National Bank of Clifton Springs

Orange County Trust Company

Oswego County Savings Bank

Partners Trust Bank

PathFinder Bank

Patriot Federal Bank

Peoples Bank

Pioneer Savings Bank

Provident Bank

Putnam County National Bank of Carmel

Putnam County Savings Bank

Redwood Bank

Rhinebeck Savings Bank

Ridgewood Savings Bank

Riverside Bank

Rome Savings Bank

Rondout Savings Bank

Safra National Bank of New York

Savannah Bank

Saratoga National Bank & Trust Co.

Sawyer Savings Bank

Signature Bank

Solvay Bank

State Bank of India

State Bank of Long Island

Sterling National Bank

Steuben Trust Company

Stissing National Bank of Pine Plains

Suffolk County National Bank

TD Banknorth

Tioga State Bank

Tompkins Trust Company

Trustco Bank

Tupper Lake National Bank

Ulster Savings Bank

Union State Bank

United States Trust Company

Upstate National Bank

Victory State Bank

Wachovia Bank

Walden Federal Savings & Loan Assn.

Walden Savings Bank

Warwick Savings Bank

Watertown Savings Bank

Wilber National Bank

 

updated 8-29-06