Loan Purpose

Repayment Term

Current Interest Rates
 

Working Capital

3 to 5 Years

3 Years - 7.48% - 8.48%

5 Years - 7.44% - 8.44%

Equipment Acquisition
or Refinance

5 to 10 Years

5 Years - 7.44% - 8.44%

7 Years - 7.44% - 8.44%

10 Years - 7.47% - 8.47%

Purchase/Construct or Refinance a Building

20 Years

10 Years - 6.97% - 8.27%

15 Years - 7.19% - 8.44%

Empire Zone Loans

Up to 15 Years

Fixed at
Yrs 1 and 2 - Prime minus 2% Thereafter -  Prime minus 1%

Prime Rate is 8.25% 

Interest Rates effective as of 10-31-06