Loan Purpose

Repayment Term

Current Interest Rates
 

Working Capital

3 to 5 Years

3 Years - 7.31% - 8.31%

5 Years - 7.26% - 8.26%

Equipment Acquisition
or Refinance

5 to 10 Years

5 Years - 7.26% - 8.26%

7 Years - 7.27% - 8.27%

10 Years - 7.30% - 8.30%

Purchase/Construct or Refinance a Building

20 Years

10 Years - 6.80% - 8.10%

15 Years - 7.02% - 8.32%

Empire Zone Loans

Up to 15 Years

Fixed at funding:
Yrs 1 and 2 - Prime minus 2% Thereafter -  Prime minus 1%

Prime Rate is 8.25% 

Interest Rates effective as of 12-26-06